We've got you covered with Term Life & AD&D Insurance

Accidental Death & Dismemberment (AD&D) Insurance

Added coverage in case the unexpected happens

As a nurse, you know that accidents can and do happen, and sometimes they can have serious or even fatal consequences. AD&D Insurance, issued by The Prudential Insurance Company of America (Prudential), pays a benefit if you’re injured or pass away due to a covered accident. AD&D is designed to complement life insurance and helps provide your loved ones with added protection.

Plan features

  • Affordable coverage—ANA members can enroll for $100,000 of coverage for $6.00/mo.
  • Guaranteed acceptance with no medical exams or questions—regardless of existing health conditions or changes.
  • Coverage up to age 80 for you and your spouse—and dependent children are also eligible.
  • Complements life insurance, and can help increase your overall financial protection.
  • Cash payments to assist with improving the quality of your life if you experience an accident that does not result in death.

Find the right coverage for your budget

Benefit amounts of up to $500,000 are available for ANA members and rates are designed with nurses’ budgets in mind. Discover how much your coverage will cost with our easy-to-use calculator and remember, you can increase your coverage amount anytime as your needs change.

Ready to get covered?

Apply today

ANA AD&D Calculator

Coverage $150,000
Monthly Payment $9.00
$50,000$500,000
Heart icon

Ready to get covered?

Apply today

Frequently Asked Questions

AD&D insurance can help replace your income if you pass away or are injured and suddenly unable to work due to a covered accident. Coverage can help you and your loved ones with expenses like rent or a mortgage, groceries, childcare, or anything else you need while you focus on your recovery.

Yes, you’ll receive benefits if you have an accident that leads to a qualifying event, like vision and/or hearing loss, or a dismemberment. These benefits can help with improving your quality of life after an accident.

Life insurance pays a benefit to your loved ones upon your death, while AD&D insurance can provide a benefit while you’re still alive if you’re unable to work due to a covered accident. Many people purchase both life insurance and AD&D insurance together to help ensure full coverage for them and their loved ones. If you have both AD&D and Term Life Insurance and pass away as a result of a covered accident, your beneficiaries will receive both payments.

AD&D coverage helps protect you against death or severe injuries, such as dismemberment or a coma if they are caused by a covered accident. Accidents can range from everyday occurrences like falls to more serious events, like car accidents.

AD&D insurance offers protection if you’re injured or pass away due to a covered accident. However, if you want to give your loved ones added protection, consider term life insurance which provides a benefit if you pass away for other causes.

We respect the lengths you go to for your patients—
that’s why we're dedicated to offering exclusive insurance
plans to help protect the life and career you've worked
so hard to build.

Coverage is offered by Prudential, a trusted name in
insurance for over 150 years, and endorsed by the American
Nurses Association.